Competitive Bids for Insurance Claims

Insurance companies often rely on internal or third-party estimates that don’t reflect true market costs. We provide competitive, Xactimate-formatted bids for roofing, siding, windows, and other exterior repairs to help contractors, homeowners, and attorneys support fair claim settlements.

• Xactimate-Compatible Estimates: Our bids are formatted using industry-standard software to align with insurance carrier expectations.

• Accurate, Local Market Pricing: We price materials and labor according to current regional rates, not low national averages.

• Support for Disputes & Supplements: Our bids can be used to challenge undervalued estimates or support appraisal clause proceedings.

• Quick Turnaround: We deliver most bids in 2–4 business days, depending on scope and site documentation.

When Should You Request a Competitive Bid?

Competitive bids are especially useful when the insurance estimate seems too low, doesn’t reflect full scope of damage, or lacks local code upgrades. They’re also valuable for contractors needing to back a proper scope or for homeowners looking to avoid underfunded repairs.

• 1. Disputed Insurance Estimate: Use our bid to support your argument that the carrier’s numbers are insufficient.
• 2. Contractor Scope Validation: Provide backup documentation for the repairs you know are necessary.
• 3. Appraisal Support: Submit an independent bid during an appraisal to demonstrate realistic pricing and scope.
• 4. Pre-Settlement Leverage: Use before agreeing to a final payout to strengthen your negotiation position.