Hail Damage Insurance Claims in Minnesota

Hailstorms can cause significant damage to roofs, siding, windows, and gutters — even when it’s not immediately visible. Many insurance adjusters overlook cracked shingles, bruised underlayment, or collateral hits to metal components. We help Minnesota property owners accurately document hail damage, challenge low estimates, and get the full payout they’re entitled to.

• Roof & Exterior Inspections: We inspect asphalt, metal, cedar, flat roofs, and more — as well as gutters, vents, flashings, and trim.

• Accurate Damage Scope: We create detailed estimates that reflect real-world repair costs and code-compliant replacements.

• Undervalued Claims: If your carrier’s offer is too low or only includes spot repairs, we’ll help push for full replacement when justified.

• Support with Appraisal: If needed, we assist with the appraisal clause process to resolve claim disputes fairly and efficiently.

How We Handle Hail Claims

Whether you’ve just filed or already received an insurance offer, we can step in at any point. Our goal is to ensure your hail damage claim reflects the full scope of loss:

• 1. Claim Review: We examine your insurance estimate and policy details to identify missed items or repair scope issues.
• 2. Damage Documentation: On-site inspection with full photo evidence and collateral checks (metal, soft metals, siding, windows, etc.).
• 3. Estimate Preparation: We build a detailed line-item estimate (Xactimate or summary) to justify necessary repairs or full replacement.
• 4. Dispute Resolution: If the claim is denied or underpaid, we assist with communication or initiate appraisal procedures.
• 5. Settlement Support: Once approved, funds are released and you can begin repairs with confidence in your coverage.