Support for Homeowners & HOAs Navigating Insurance Claims

Whether you’re a single-family homeowner or part of a larger HOA, navigating a property insurance claim can feel overwhelming — especially when the payout doesn’t seem to match the damage. Our appraisal team helps residential policyholders level the playing field by providing accurate, defensible damage assessments and advocacy throughout the appraisal process.

• We Represent You — Not the Insurer: As independent appraisers, we work on your behalf to secure fair compensation under the terms of your policy.

• HOA and Multi-Unit Expertise: We handle complex, multi-structure appraisals for associations and shared residential properties with precision and care.

• Understand Your Coverage: We break down confusing policy language so you can confidently navigate your rights and responsibilities as a policyholder.

• Faster, Accurate Settlements: Our process ensures the full scope of damage is documented and submitted, helping reduce delays and improve claim outcomes.

How We Help Homeowners Through the Appraisal Process

Whether you’ve just received a low settlement or you’re already mid-claim, we can step in and assist at any stage. Here’s how we typically work with homeowners:

• 1. Claim Review: We assess your policy, photos, estimates, and insurer’s offer to determine if an appraisal is warranted.
• 2. Independent Appraisal: If you proceed, we serve as your appraiser to produce an unbiased valuation of the damage.
• 3. Appraiser Collaboration: We coordinate with the insurer’s appraiser and, if needed, a neutral umpire to resolve any differences.
• 4. Final Settlement: Once the majority (2 out of 3) agree on value, the insurer issues payment based on the binding award.